Thinking “Outside the Fences” for Thirty-Six Years in Stop Loss Underwriting

One80 Intermediaries NUS is a Managing General Underwriter based in Helotes, Texas near San Antonio. We continue nurturing relationships with our clients based upon a commitment to excellence, integrity, and trust. This same commitment applies to our carrier partners. We strive to provide unique stop loss solutions thinking “outside the fences.” Using a controlled distribution model, we take pride in delivering personalized and efficient service to a limited number of Third Party Administrators and select Producers across the USA.

Medical Stop Loss Managing General Underwriter Info Sheet
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Frequently Asked Questions

1. What carriers does One80 Intermediaries NUS represent?

  • Greenwich Insurance Company (A+ rated by A.M Best)
  • Fidelity Security Life Ins. Company (A rated by A. M Best)

2. What is One80 Intermediaries NUS’s laser strategy?

  • Optional by request on renewals in lieu of higher premium.
  • Utilized on new cases subject to claimant medical review.

3. Is there a laser cap feature?

  • Minimum premium of $100,000 required
  • Elimination of laser: 10% premium surcharge for maximum renewal increase of 50% for the same contract terms with no lasers.

4. How does One80 Intermediaries NUS define a paid claim?

  • One that has been processed and mailed

5. When will One80 Intermediaries NUS bind a case?

  • With approved disclosure, 45-60 days prior to the effective date

6. Does One80 Intermediaries NUS offer a Terminal Liability rider?

  • Yes, on both specific and aggregate

7. What is the dollar run-in limit on contracts?

  • For specific, none
  • For Aggregate, 20% of expected claims

8. What is One80 Intermediaries NUS's target market?

  • 100 to 1,000 lives

9. What other pricing factors does One80 Intermediaries NUS evaluate?

  • PPO savings and PPO contract issues
  • Cost containment services
  • Overall claims management capabilities by TPA
  • TPA’s overall in force premium and experience
  • Plan Document language/provisions

10. What types of groups does One80 Intermediaries NUS prefer to write and which are ineligible?

  • Preferred: Stable groups in business over two years with 3 or less carriers in 5 years with at least 3 years of claims experience and 70% participation. (HMO experience is not considered credible.)
  • Ineligible: Highly hazardous industries, long haul trucking, associations, staff leasing, MET’s, mining or drilling, etc. Exceptions are considered case by case.
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Contact Usfor more information

Dana Driscoll, FLMI | Managing Director
One80 Intermediaries NUS
p: 210-695-2381, Ext. 202 | c: 214-289-0475
e: ddriscoll@nus1.com | w: www.one80intermediaries.com
14893 State Hwy. 16 North Ste. 1, Helotes, TX 78023